First Direct might be famed for their current account, but the bank also offer loans and credit cards to their customers too. By clicking on the page above, you’ll be taken to First Direct’s Loans and Cards page, where you can find out everything you need to know about loans and credit cards from First Direct.
Loans from First Direct start from £1,000 and go up to £50,000, and a representative 3.3% APR can be had for those taking loans larger than £7,000 and smaller than £30,000. Signing up for a personal loan from First Direct is fast, easy and pain-free, with a decision given within minutes and immediate access to your money if approved online. You can choose monthly repayments between one and seven years and you’ve got complete flexibility to overpay, which may reduces the amount of interest you pay.
To find out more about First Direct’s loan offerings, contact them. First Direct telephone banking contact information can be found at the link.
In regards to credit cards, you have two options. The first is the balance transfers credit card, which offers 0% interest on balance transfers for 27 months and 2.29% balance transfer fee on transfers within the first three months. The second is the purchases gold card, which offers 0% interest on purchases for 17 months with no annual fee and a 16.9% APR thereafter.