Credit cards can help all of us afford the things in life we need and want. Whether that’s a week’s shopping or a treat for all our hard work, they help us by bridging the gap between our wage packets and break up those big purchases. When it comes to selecting a credit card though, things can get a little confusing.
Thankfully, it doesn’t have to be that way – at least, not with Lloyds. By clicking the link above you’ll be taken to the Lloyds credit cards page, where you can find out about their comprehensive range of credit card offers, designed to help everybody find the right card for them.
If permanently low rates are more your speed, you’ll love their Platinum Low Rate card which offers 0% balance transfer fee and a variable representative 6.4% APR purchase rate based on borrowing £1,200 over 12 months.
Really though, whatever you need a credit card for, Lloyds are there to help. You’ll also find links out on the page for managing your card, applying online, checking your eligibility and much more!
Before you apply for a credit card, we recommend speaking to an expert advisor so that they can recommend one to you. An expert advisor will be able to recommend a credit card to you, based on your banking habits. Some credit card accounts also allow you to take advantage of telephone banking services. Lloyds telephone banking is available to credit card customers, for example.
You’ll find amazing offers like their 40 Month Balance Transfer Card offering 0% on balance transfers for up to 40 months and 0% purchase rate for 6 months or their perfect all-rounder card the 29 Month Purchase and Balance Transfer card which offers 0% on both balance transfers and purchases for 29 months. If you need more than a few hundred pounds, you might also consider applying for a loan. However, credit cards do have a higher acceptance rate.